Sales representations
Claims about utility savings, tax credits, rebates, system output, home value, or a supposedly “free” system.
MISSOURI + TEXAS SOLAR FINANCE COUNSEL
Your solar agreement deserves a second look.
Attorney review for homeowners facing disputed solar loans, leases, financing terms, sales misrepresentations, or systems that did not deliver what was promised.
No promises. No instant answers. A careful review of the documents and facts.
Loan payment changed
Tax credit was overstated
System underperforms
Signature is disputed
What we examine
The sales pitch is only the beginning of the review.
A solar transaction can involve an installer, sales company, lender, equipment owner, utility, and multiple contracts. We trace the entire chain—not just the payment coupon.
Signatures & consent
Electronic signatures, identity verification, language access, authority to sign, and documents added after the sale.
Loan disclosures
Cash price comparisons, dealer fees, payment re-amortization, interest terms, liens, and required federal disclosures.
Cancellation notices
Whether federal or state home-solicitation notices were required, properly delivered, and timely exercised.
Installation performance
Permits, inspections, activation, interconnection, equipment specifications, production data, and unfinished or defective work.
Lender & assignee issues
The relationship among seller, installer, lender, servicer, and assignee—including defenses that may follow the transaction.
STATE-SPECIFIC REVIEW
Missouri and Texas rules can change the analysis.
There is no universal “solar cancellation” rule. The location of the home, place of signing, contract language, financing structure, and timing all matter.
Missouri Merchandising Practices Act (MMPA) — RSMo §407.010 et seq.
This is the single strongest Missouri law for canceling a fraudulent solar lease or loan.
The MMPA applies when a solar company or lender uses deception, misrepresentation, unfair practices, or omissions in selling or financing the system. Missouri consumer‑protection guides specifically identify the MMPA as the primary remedy for fraudulent solar agreements.
MO
Missouri
Review may include Missouri home-solicitation requirements, the Merchandising Practices Act, contract defenses, lien issues, and the facts connecting seller, installer, and lender.
Read Missouri § 407.710TX
Texas
Texas Deceptive Trade Practices Act (DTPA) — Bus. & Com. Code §17.41 et seq.
This is your primary weapon in Texas. Solar companies routinely violate the DTPA through:
- Misrepresenting energy savings
- Misrepresenting tax credits or eligibility
- Failing to disclose financing terms
- Misrepresenting system performance
- High‑pressure door‑to‑door sales
- False claims about utility buyback programs
- Misrepresenting whether the system qualifies for net metering
YOUR DOCUMENTS TELL THE STORY
Bring the whole file.
The strongest review usually starts with a timeline and the original records. Screenshots and informal messages can be as important as the final contract.
- Sales proposal and all contracts
- Loan, lease, or PPA disclosures
- Texts, emails, and voicemails
- Tax-credit or savings representations
- Utility bills and production reports
- Permits, inspections, and lien notices
How a review works
A disciplined path from documents to options.
Every matter is different. The first goal is to understand what happened, who is responsible, and what deadlines or procedural requirements may apply.
- 1
Tell us what happened
Build a short timeline from first contact through the latest bill, notice, or collection activity.
- 2
Collect the record
Gather contracts, financing disclosures, sales communications, and system-performance documents.
- 3
Attorney review
Analyze the parties, representations, disclosures, contract terms, and applicable Missouri, Texas, or federal law.
- 4
Discuss options
Potential steps may include notice, negotiation, regulatory complaints, arbitration, litigation, or another tailored approach.
STRAIGHT ANSWERS
Questions homeowners ask first.
Can every solar loan or lease be cancelled?+
No. Cancellation, rescission, damages, or other relief depends on the agreements, facts, timing, applicable law, and available evidence. No outcome can be promised.
What if the three-day period has already passed?+
Other issues may still matter, including missing notices, misrepresentations, unauthorized signatures, disclosure problems, nonperformance, or contract defenses. A document-specific review is required.
Should I stop making payments?+
Do not stop payments solely because you contacted a lawyer. Missed payments can affect credit, trigger collection activity, or create other risks. Seek advice based on your specific situation.
What if my installer went out of business?+
The analysis may still include the lender, servicer, assignee, equipment owner, warranties, insurance, or other responsible parties. Insolvency can change strategy and available remedies.
START WITH THE FACTS
Request an attorney review.
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Important: Contacting the firm does not create an attorney-client relationship. Do not send confidential information until the firm confirms representation in writing.
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